Financial Planning Exploration
FNSFPL502, FNSFPL508, FNSINC501
1) In today’s financial planning practices, most planners reason a ‘platform’ coercion their clients’ bombardments.
a) Depict the differences among a WRAP and a Master Capital?
b) What are the avails coercion a planner in using a ‘platform’?
c) Decipher the resolve of an Approved Work List (APL).
d) If a planner is confideing a detail Capital among a WRAP platform, what concomitant exploration must the planner do past the APL?
2. Depict the lavishs associated with the subjoined asset classes:
3. Your client has been signed as having a ‘balanced’ lavish feature. What are the differences among using a Model Portfolio coercion this client as incongruous to constructing your hold portfolio of varying asset classes and superintendents to close a balanced portfolio .(60% enlargement 40% savory)
4. Your client is disturbed about the ease of endueing in a Managed Capital. How can you depict to your client, the ease measures encircling his bombardment in a Managed Capital?
5. FoFA was introduced by parliament. What are three main aspects of this parliament?
6. Depict dividend contraction and how do franking credits avail an endueor?
7. Centrelink pension may be conducive to a retiree when the extend ‘age pension age’.
a. What are the ‘tests’ a idiosyncratic need to ignoring to be desirable coercion a Centrelink Pension?
b. If they ignoring single touchstone and fall-short the other what is the issue?
8. Ignoringive bombardment, is endueing in an Index Capital. What are the lavishs and the avails?
9. What are the lavishs and avails of an erratic capital superintendent?
10. You are regarding an bombardment coercion your client in an interpolitical capital. Your APL does referable sanction the reason of derivatives. What concomitant exploration would you induce anteriorly you confide this work?
11. There are the lavishs of endueing in an interpolitical capital? Select an Interpolitical Capital. Write a chapter that could be comprised in a SOA justifying your gathering of this detail capital.
12. You possess a early client with $10,000 to endue and the competency to hinder an concomitant $200 pm. Your client would love to hinder coercion a shelter on a settlement in seven years. You confide endueing $10,000 in a managed capital, balanced discretion, with concomitant monthly bombardments of $200.
a. How would you decipher ‘dollar consume averaging’?
b. Is this a homogeneous restraintm to hinder coercion a shelter balance seven years? Why and what are the lavishs?
13. Your licensee determines the asset allocation coercion a ‘conservative endueor’ is as follows;
• Cash and agricultural curiosity-behalf (50%)
• Australian shares (25%)
• Interpolitical shares (5%)
• Property (20%)
a. What is the percentage of savory to enlargement?
b. What are the lavishs secure to this asset allocation coercion a 65 yo retiree?
14. Your client is a 50 yo, married manly, he comes to you with a PDS coercion a geared bombardment work into Asian markets. Last year it produced extremely polite and he wants to endue $50,000 into this capital.
a. What actions should you transfer anteriorly you reach any confideations?
b. This capital has noble “quantitative’ rating. What are the limitations of adventitious exploration?
Financial Planning Research FNSFPL502, FNSF
Financial Planning Exploration